Savings & Time Deposit
eVantage Save
High Yield Interest Account
- 1.00% APY* on balances up to and including $50,000 when qualifications are met
- 0.05% APY* on balances up to over $50,000
- 0.05% APY* on all balances, even if qualifications are not met
- No withdrawal restrictions or withdrawal fees*
- Minimum opening deposit of $50.00
Statement Savings
- Minimum opening deposit of $50
- Up to six withdrawals each quarter with no charge. Additional withdrawals are just $5 each.
- $3 fee if your average daily balance falls below $50 during the quarter.
Christmas Club Savings
- Minimum opening deposit of $25
- Receive your deposit into a Union State Bank account just in time for the holidays!
- $10 fee for each withdrawal made prior to distribution on the last business day of October each year.
Money Market Deposit Account
- Minimum opening deposit of $2,500
- A daily balance of $2,500 or more to obtain annual percentage yield.
- Up to six withdrawals each month with no charge. Additional withdrawals are just $15 each.
Certificates of Deposit
- Minimum opening deposit of $1,000
- Maturities ranging from three to 60 months
- Interest may be compounded or paid by automatic deposit.
- Certificates automatically renew at the current rate upon maturity.
- A grace period of 10 calendar days is given after the maturity date to redeem certificates without a penalty.
- Interest rate and annual percentage yield vary according to the term and amount deposited. Rates subject to change without written notification.
- Penalty for early withdrawal may apply.
Health Savings Accounts
Health Savings Accounts (HSA) are a smart way to save for healthcare expenses. HSAs are designed for individuals covered by high-deductible health plans to pay for current healthcare expenses and save for future qualified medical and retiree health expenses on a tax-free basis*.
- No minimum opening deposit
- Only $2.50 monthly service charge
- Cash withdrawals are always available at teller line
- FREE Visa® Debit Card (HSA designated)
- FREE Online Banking & Bill Pay
- FREE eStatements
- FREE Mobile Banking
If you are covered by a high-deductible health plan and would like more information about Health Savings Accounts, contact one of our customer service representatives today!Contact Us to Open Your HSA Account
*Consult your tax advisor about tax benefits and the deductibility of contributions