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Savings & Time Deposit

Savings & Time Deposit

Kasasa Saver
Available to Kasasa Cash and Kasasa Cash Back account holders.
  • 1.00% APY* on balances up to $50,000 when qualifications are met
  • 0.05% APY* on all balances, even if qualifications are not met
  • Automatic transfers of Kasasa rewards make saving easy
  • No monthly maintenance fees*
  • Minimum opening deposit $25.00

Statement Savings
  • Only $50 minimum opening deposit
  • Up to six withdrawals each quarter with no charge. Additional withdrawals are just $5 each.
  • $3 fee if your average daily balance falls below $50 during the quarter.

Christmas Club Savings
  • Only $25 minimum opening deposit
  • Receive your savings check just in time for the holidays!
  • $10 fee for each withdrawal made prior to distribution on the last business day of October each year.
 

Money Market Deposit Account
  • Only $2,500 minimum opening deposit
  • A daily balance of $2,500 or more to obtain annual percentage yield.
  • Up to six withdrawals each month with no charge. Additional withdrawals are just $15 each.

Certificates of Deposit
  • Only $1,000 minimum opening deposit
  • Maturities ranging from three to 60 months
  • Interest may be compounded or paid by automatic deposit.
  • Certificates automatically renew at the current rate upon maturity.
  • A grace period of 10 calendar days is given after the maturity date to redeem certificates without a penalty.
  • Interest rate and annual percentage yield vary according to the term and amount deposited. Rates subject to change without written notification.
  • Penalty for early withdrawal may apply.

Health Savings Accounts

Health Savings Accounts (HSA) are a smart way to save for healthcare expenses. HSAs are designed for individuals covered by high-deductible health plans to pay for current healthcare expenses and save for future qualified medical and retiree health expenses on a tax-free basis*. 

  • No minimum opening deposit
  • Only $2.50 monthly service charge
  • Cash withdrawals are always available at teller line
  • FREE Visa® Debit Card (HSA designated)
  • FREE Online Banking & Bill Pay
  • FREE eStatements
  • FREE Mobile Banking

If you are covered by a high-deductible health plan and would like more information about Health Savings Accounts, contact one of our customer service representatives today!Contact Us to Open Your HSA Account

*Consult your tax advisor about tax benefits and the deductibility of contributions