The best way to monitor and manage your cards is with the CardValet® mobile app.
Use the app to receive real-time transaction alerts and set customized usage controls.
- Protect Yourself
Get mobile alerts whenever your card is used and turn card "off" or "on" as you choose. - Track Card Use
Review card usage history and transaction details - Set Limits
Set customized purchase controls to help manage spending
CardValet® helps you protect your debit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardValet® app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Card On/Off Setting
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.
Location-Based Alerts and Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. CardValet can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.
Additional Capabilities
CardValet also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:
- Real-time balance inquiries
- Locating ATMs
Key Benefits
- All cardholders can receive alerts to monitor transactions and protect their accounts
- You can actively manage your money and take charge of your card usage
- Parents can remotely control and monitor their children’s spending
- Businesses can ensure spending policy compliance
10/16/24 Security Update: Multifactor Authentication
We are enabling login multifactor authentication (MFA) for your CardValet application. After MFA is enabled, CardValet app users who do not have either an email or a mobile phone number on file with Union State Bank's online card management system will not be able to retrieve the one-time passcode (OTP), so access to the CardValet app will be denied.
What should you do?
- If you are denied access due to a missing email or mobile phone number, your financial institution can manually update your contact information. Contact us Toll Free at (866) 557-0060 during business hours or send us a Secure Email from within Online Banking.
CardValet is a registered trademark of Fiserv, Inc. App store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Copyright © 2018. All rights reserved.
By accessing the above links you will be entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Union State Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Union State Bank's.
By accessing the above links you will be entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Union State Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Union State Bank's.