Privacy Policy › Union State Bank

What Does Union State Bank Do With Your Personal Information?

Rev. Date 8/23

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Account balances Payment history Checking account information Overdraft history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Union State Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Union State Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For nonaffiliates to market to you	No	We Do Not Share

What We Do
How does Union State Bank protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Union State Bank collect my information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Union State Bank does not share with affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Union State Bank does not share with non-affiliates.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card service providers, online banking service providers, and financial marketing firms.

Other Important Information
In accordance with California law, Union State Bank will not share information we collect about California residents with companies outside of Union State Bank, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable California law.

Mobile Privacy Policy

Union State Bank’s mobile application requests access to information stored on your device to enrich and simplify your own user experience, improve our services, and provide additional security to protect your account.

It is important for you to understand that:

Before granting access to this information, you will be prompted to give the application permission.
If you do not wish to grant that permission, you may decline.
If you later change your mind, those permissions can be updated in your device's settings.

The chart below provides detailed information for each requested permission:

Permissions	Function	Use Example	Optional or Required
Camera	Allows access to your device’s camera	Allows you to remotely deposit checks using our App.	Optional for use of the App. Required to use the bank’s remote deposit service within the App.
Location	Allows access to your device’s location	Allows you to see a map of the nearest branch or ATM based on location.	Optional
Access to External Storage	Allows access to your device’s files/media	Allows you to attach files when sending secure messages	Optional
Contacts	Allows access to contacts saved on your device	Allows you to add existing contacts as payment recipients. Person to Person payments is not a service currently offered by the bank.	Optional
Images	Allows access to stored images on the device	Allows access to check images for the bank's remote deposit service	Optional for use of the App. Required to use the bank's remote deposit service within the App.